First Time Home Buyer Education

Interested potential home buyers can participate in home buyer orientation workshops that provide an understanding of the home buying process, as well as covering financial literacy, mortgage readiness & counseling about what it means to be homeowner and the responsibilities of home ownership. This counseling is mandatory for potential buyers of La Casa de Don Pedro homes when these are available and occasionally for the general public either directly or with referrals.

Eligibility Requirements:

• Open to all and mandatory for potential buyers of La Casa de Don Pedro homes

Location:

• 317 Roseville Avenue

Emergency Housing Assistance Program

La Casa de Don Pedro’s experienced staff helps families confronting homelessness to remain in their homes or obtain new housing. Assistance includes education and orientation with regards to tenant’s rights and household financial planning and management.  Where legitimate need is demonstrated and capacity to maintain continued occupancy, rental/mortgage or rental down payment may be provided when funding is available.  Referral for counsel and legal assistance can be made.  Funding for Homelessness Prevention Program is very limited, however La Casa collaborates  with other homelessness prevention and assistance organizations to secure adequate assistance.

11/11 UPDATE: PLEASE BE ADVISED THAT EMERGENCY FUNDING IS EXTREMELY LIMITED THIS YEAR DUE TO GOVERNMENT BUDGET CUTS.

Eligibility Requirements:

• Clients need demonstrate genuine emergency of homelessness or eviction with proof of income and proof of their emergency situation.

Location:

• 76 Clinton Avenue

Foreclosure Prevention Program

La Casa de Don Pedro is a U.S. Department of Housing & Urban Development [HUD] Certified Housing Counseling agency with trained staff to assist families confronting foreclosure. Homeowners are provided individualized assessments, counseling and assistance to prevent the lost of their homes. Legal services are also available through related programs and collaborations. Counselors work directly with clients, lenders and/or service agents to delay, mitigate or prevent foreclosure.

Upon a client’s first meeting, the counselor undergoes an assessment to determine needs and the program a client may qualify for.  These may include Making Home Affordable, NJ Homekeeper (Hardest Hit Fund) for unemployed borrowers, New Jersey Mediation Program, or a general modification request.

Counseling is only available through setting up a meeting beforehand; walk-ins are not accepted.

We strongly encourage that clients come prepared to their first meeting, bringing with them the required documents and budget. This way the first meeting will be more productive and the counselor can immediately move forward with your case.

To view the list of required documents to provide upon intake, click here or download the list to your right. All clients must complete a budget form, found here as well.

Para ver la lista de documentos requieridos para la primera reunion con la asesora, haga un click aqui.

OFRECEMOS ESTE SERVICIO EN ESPANOL.

Eligibility Requirements:

• Property owners who find themselves unable to make mortgage payments, have an Adjustable Rate Mortgage (ARM) adjustment coming or have other reason to fear foreclosure as well as owners who receive notice of foreclosure.

Location:

• 317 Roseville Avenue